*SUBJECT TO CREDIT APPROVAL. THE LOFT CREDIT CARD IS ISSUED BY COMENITY BANK.

**THIS REWARDS PROGRAM IS PROVIDED BY ANN INC., AND ITS TERMS MAY CHANGE AT ANY TIME. FOR FULL REWARDS TERMS AND CONDITIONS, PLEASE SEE WWW.COMENITY.NET/LOFT OR WWW.COMENITY.NET/LOFTCARD.

***Must have made a purchase in the last 12 months and be in good standing to receive this offer. Accounts opened in your birthday month or in the previous month will receive the birthday offer the following calendar year if eligible.

+Subject to credit approval. Cannot be used on prior purchases. Valid at LOFT, LOFT.com, LOFT Outlet, Ann Taylor, anntaylor.com and Ann Taylor Factory Store only. Not valid at Lou & Grey or louandgrey.com. Combinable with in-store promotions but not combinable with other offers or coupons. Taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a LOFT or Ann Taylor account are excluded from the discount.

++COMENITY BANK DOES NOT HAVE THE ABILITY TO CONTROL HOW A MERCHANT CHOOSES TO CLASSIFY THEIR BUSINESS; THEREFORE, COMENITY BANK RESERVES THE RIGHT TO DETERMINE WHICH TRANSACTIONS QUALIFY FOR THE BONUS SAVINGS.

THE LOVELOFT MASTERCARD IS ISSUED BY COMENITY BANK PURSUANT TO A LICENSE FROM MASTERCARD INTERNATIONAL INCORPORATED. MASTERCARD IS A REGISTERED TRADEMARK OF MASTERCARD INTERNATIONAL INCORPORATED.