Breast Cancer Research Foundation x LOFT

Every Purchase Supports Breast Cancer Research

We’ll donate 1% of eligible credit purchases to the Breast Cancer Research Foundation^® each and every time you use your LOFT Mastercard^® credit card or LOFT credit card this October^†.

Ready to make a difference?

Opt In

Must opt in using email associated with your credit account. See details.

THE LOFT CREDIT CARD

APPLY AND SAVE

25% OFF

when you open and use your new LOFT credit card on your first purchase.⁷ Valid for 24 hours at our brands.

Exclusions apply. Terms and conditions apply. See below for details.

LOFT Card Images

LOFT CREDIT CARDHOLDERS GET ALL THE BEST PERKS

Back Card

Front Card

5 POINTS PER $1 SPENT

at any of our brands on qualifying purchases with your LOFT Credit Card⁶

15% TUESDAYS

First Tuesday of every month with your LOFT Credit Card⁸

BIRTHDAY GIFT

Get our biggest bday reward to use during your birthday month!⁴

FREE STANDARD SHIPPING

with qualifying purchases or more, excludes HI, AK & PR⁹

UPGRADE YOUR LOFT CREDIT CARD TO THE LOFT MASTERCARD^® CREDIT CARD

Front Card

Current cardholders: Log into your Comenity Account Center to see if you are eligible to upgrade.¹³

2 POINTS PER $1 SPENT

on gas and grocery stores with your LOFT Mastercard Credit Card¹⁰

1 POINT PER $1 SPENT

everywhere Mastercard is accepted¹⁰

$20 REWARD

when you make your first qualifying purchase outside of our brands within the first 60 days of opening your card.¹¹

EASY CHECKOUT

check out even faster when you add your LOFT Mastercard® credit card to your Apple wallet

500 POINTS = $5 REWARD³

Exclusions apply. Terms and conditions apply.

PERKS+

Join today and you can immediately start earning points—then level up to more perks than ever before.

styleREWARDS VIP (spend $500+ annually)

MEMBER

LOFT CREDIT CARD HOLDER

LOFT MASTERCARD CREDIT CARDHOLDER

Points earned per $1 spent on qualifying purchases^{2, 6}

2

5

5

500 points = $5 reward³

Birthday reward⁴

$15

$20

$20

Free shipping certificate (Excludes AK, HI & PR)⁵

2

2

2

25% OFF YOUR FIRST day’s qualifying purchase⁷

15% off the first Tuesday every month⁸

Free shipping on orders $75+ (Excludes AK, HI & PR)⁹

2 points per $1 spent on gas & grocery stores¹⁰

1 point per $1 spent everywhere Mastercard is accepted¹⁰

Earn a $20 Reward when you make a qualifying purchase outside of our brands within the first 60 days of opening your card.¹¹

styleREWARDS Insider (free to join!)

MEMBER

LOFT CREDIT CARD HOLDER

LOFT MASTERCARD CREDIT CARDHOLDER

Points earned per $1 spent on qualifying purchases^{2, 6}

2

5

5

500 points = $5 reward³

Birthday reward⁴

$10

$15

$15

Free shipping certificate (Excludes AK, HI & PR)⁵

1

1

1

25% OFF YOUR FIRST day’s qualifying purchase⁷

15% off the first Tuesday every month⁸

Free shipping on orders $75+ (Excludes AK, HI & PR)⁹

2 points per $1 spent on gas & grocery stores¹⁰

1 point per $1 spent everywhere Mastercard is accepted¹⁰

Earn a $20 Reward when you make a qualifying purchase outside of our brands within the first 60 days of opening your card.¹¹

ALREADY A CARDMEMBER/
styleREWARDS MEMBER?

Check your points balance, redeem your rewards and more...

SEE YOUR REWARDS Subject to styleREWARDS Program Terms

Manage your LOFT Credit Card in the Bread Financial^® app

Account management, payments and transactions — all in the Bread Financial app. Download it today.

¹This rewards program is provided by Premium Brands Opco LLC and its terms may change at any time. For full Rewards Terms and Conditions, please see LOFT.com/styleREWARDS_terms.

²Must be enrolled in the styleREWARDS program. 2 points for every $1.00 U.S. spent on Earning Purchases without a LOFT Credit Card or LOFT Mastercard® Credit Card.

³Offer is available to styleREWARDS members. Click here for terms and conditions.

⁴Must complete styleREWARDS profile on LOFT.com in the account profile page, or submit your birthday to an Associate at the point of sale upon enrollment in the styleREWARDS loyalty program within 10 days of your birthday. Offer is exclusive to LOFT Credit Card holders enrolled in the styleREWARDS loyalty program. Offer will be received on or around your birthday.

⁵Limited to standard shipping. Must be shipped to a single U.S. address within the continental U.S. Excludes Hawaii, Puerto Rico, and Alaska. Valid one time only. Duplicate offers will not be accepted.

⁶Offer is exclusive to LOFT Credit Card holders enrolled in the styleREWARDS loyalty program. This rewards program is provided by Premium Brands Opco LLC and its terms may change at any time. 5 points for every $1.00 U.S. spent on Earning Purchases with use of a LOFT Credit Card or LOFT Mastercard® Credit Card.

⁷Application and approval must occur same day to receive the offer. Discount may be limited by temporary credit limit. Cannot be combined with 15% off Credit First Tuesday, or the original 20% Off First Day Discount offer. Valid one time only. The entire transaction amount after discount must be placed on the LOFT or LOFT Mastercard® Credit Card. Taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a LOFT credit card account are excluded. 25% off applies to first qualifying purchases made at LOFT, LOFT.com , Ann Taylor, and Anntaylor.com upon account opening. Offer running for a limited time only, Valid 10/2 - 10/4.

⁸The entire transaction amount after discount must be placed on the LOFT Credit Card. Sneak Preview, Early Access, taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of an LOFT credit card account are excluded from the discount. Must make a purchase on the first Tuesday of the month.

⁹Limited to standard shipping. Must be shipped to a single U.S. address within the continental U.S. Excludes Hawaii, Puerto Rico, and Alaska. Excludes adjustments to previous purchases. Qualifying purchase amount excludes rewards cards, gift cards, charity items, the purchase of brand Cares Cards, gift boxes, gift wrapping, taxes, and packaging fees. Valid at AnnTaylor.com and LOFT.com.

¹⁰Offer is exclusive to LOFT Mastercard® Credit Card holders enrolled in the styleREWARDS loyalty program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes. 2 points for every $1.00 U.S. spent on Gas and Grocery store purchases using the LOFT Mastercard Credit Card. 1 point for every $1.00 U.S. spent using the LOFT Mastercard Credit Card everywhere else Mastercard is accepted.

¹¹Valid one time only. Offer is exclusive to LOFT Credit Card holders enrolled in the styleREWARDS loyalty program.

¹²Valid one time only. Taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a LOFT or Ann Taylor account are excluded. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received in your welcome kit.

Apple, the Apple logo, and Apple Pay, are trademarks of Apple Inc., registered in the U.S. and other countries.

*Estimates reflect potential rewards earnings based on annual spend at member earning rate. Actual points earned based on Cardmember earning rate and spend on qualifying purchases taking into account any exclusions(refer to the terms and conditions). This rewards program is provided by Premium Brands Opco LLC and its terms may change at any time. For full Rewards Terms and Conditions, please see LOFT.com/styleREWARDS_terms.

^†LOFT and Bread Financial are jointly responsible for making the donation. Donation amount is based on 1% of the purchase price of any product purchased (excluding taxes and shipping fees) with an Ann Taylor or LOFT credit card, or Ann Taylor or LOFT Mastercard® Credit Card during the month of October 2026. Must opt in at optin.breadfinancial.com to participate in the campaign. Bread Financial is contributing $25,000 to the donation, then Ann Inc. Brands will make the remainder of the donation. Donation amount is based on 1% of Ann Taylor or LOFT credit card sales for those who opt in to the promotion.

Credit card offers are subject to credit approval.

LOFT Credit Card Accounts are issued by Comenity Bank.

LOFT Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.